If you’re a victim of an accident that is no fault of yours, then don’t worry. There are ways you can ensure that you get the compensation you deserve.
You should probably immediately go on your computer and conduct an internet search to get a good lawyer. However, just before you get down to it, there are a few things you should know going into the case.
To begin with, you should know that insurance companies are more concerned with preserving their own interests than anything else. They are in the business of making money, and that is no secret.
While the insurance adjuster might be warm and seem like they are your friend, remember that they are, first and foremost, loyal to the insurance company. So, here are a few things you should do to look out for your own interests.
No Immediate Settlements
Many insurance companies will try to offer you a small settlement before you get a lawyer. It might seem like they’re giving you a lot of money when they first offer it, but it’s more often than not much less than you deserve. Most cases that involve an attorney will end up with settlements thrice as large as settlements without an attorney. So before you accept that immediate settlement, remember that you won’t get another chance to renegotiate.
Honesty Is Important
According to Schafer Law Firm, you should always be honest with the investigators and adjusters. There is always the temptation to either omit details or stretch the truth, but you should not give in to that temptation. It will send up red flags for the investigators, which will make them even more thorough with you. Don’t forget that they already have a lot of information about you, usually cataloged in their huge databases and files.
Always Have Detailed Incident Records
Start documenting everything as soon as the accident occurs. This continues all the way until the case is settled, including photos, videos, notes, copies of the police report, contact information belonging to the insurance representatives, attorneys, doctors, witnesses, copies of correspondence with the insurance company, medical records, receipts, a record of lost wages, insurance policies that apply and anything else that you can find. You don’t want to be blindsided.
Be Careful on Social Media
Social media is one of those tricky traps that many victims fall into that ruin their cases. The other side is likely to look through your social media for any compromising information. You don’t want to post any pictures of yourself enjoying a rollercoaster at the fair after an injury or posting negative comments about the other side. All of these can come back to hurt your chances of winning your case.
Know Your Worth
This ties in with not accepting an early settlement. An injury may occur only once, but the effects can linger for many years after. Sometimes, not only are the medical expenses incredibly high, but the damage is also permanent. There are also lost wages while you recover. You should make sure you get a fair value that compensates for all the losses, both financial and otherwise, that you incur.
If you’re ever unsure how to approach a personal injury case, or are looking for defense, reach out to our attorneys.